Banks and payment providers often commit capital before cross-border demand arrives, funding nostro and vostro accounts in advance. That commitment ties up capital and makes some corridors harder to serve.
Faster digital-asset transfers address one part of the journey. Institutions must still coordinate fiat funding, banking cut-off times, liquidity and counterparties.
Acquit is working toward settlement that allows institutions to commit capital closer to the point of need, reducing reliance on prefunded balances. Coordinating the fiat and digital-asset legs is part of that work.
This is a longer-term ambition. Funding requirements remain specific to each corridor and its counterparties.